- 33 Year Loan
- Income must be 80% or below median income
- Interest rate varies with economy once closed
- Fixed rate
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- 25-30 Year fixed rate mortgage
- Income limit range of $60,000-$70,000 annually
- 3% Down Payment
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- All applicants, regardless of income
- Must have credit score of 700-720 range
- 3% Down Payment
- Refinance available
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For more information on any of these products please fill in the information below
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"Achieve the American Dream with our Helping Hands"
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| Home Improvement Loan Products |
- 3% interest rate
- 20 Year Loan
- 80% or Below median income
- For owner-occupied dilapidated structures
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- 80% or below median inocme
- New homeowners up to $30,000 secured loan
- Fixed rate of 2-6%
- Max 15 years
- Several Programs varying from an Unsecured $1,500 with interest rates of 2-6%
- Max 2 years financing
- Owner-occupied housing for repairs
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| Housing Preservation Grant Wayne Co. only |
- 1%-3% interest rate
- Max Loan $20,000 ($10,000 Grant-$10,000 Community Works)
- Payment subsidized based on income
- 50% or less of median income
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