Still over income guidelines? We have one more program. Our Secondary Market Program helps families regardless of income. Secondary Market provided 10 to 30 year, conventional, fixed-rate mortgages for all income levels, providing up to 97% financing for the purchase of a primary residence. This program also provides refinancing opportunities for qualified applicants. No first time buyer restriction applies and no minimum loan amount. Rates vary and are based on credit and loan-to-value.
Under this program, families may apply for cash out refinance. Approval and amount available depends on income and debt ratios.
Contact our office for information on any of these loan products at 304-475-4663.