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Direct Loan Program (USDA-RD/FAHE 502)

The USDA-RD/FAHE 502 Direct Loan Program is designed to assist income/credit-eligible families in Mingo, Logan, and Wayne Counties in becoming homeowners.

To be eligible for our USDA-RD/FAHE 502 Direct Loan Program, you must meet the following requirements:

  1. Families must be under the Income Guidelines shown below.
  2. You must have been employed for at least 12 months grossing $16,000 annually or a disabled family with a stable income; and have a credit score of 640.

Income Guidelines:

1 person - $34,800*
2 persons - $39,700*
3 persons - $44,700*
4 persons - $49.600*
5 persons - $53,600*

The Housing Authority of Mingo County's NMLS (Nationwide Mortgage Licensing System) #: 371800